Ready, Set, Buy...

No one wants to contract a case of buyer’s remorse.  You know what we’re talking about.  It’s that feeling you’ve either paid too much or received too little.  In most cases, there is no recourse for the buyer to receive once the contract has been signed.  If no one wants buyer’s remorse, why do so many people suffer from it?  The answer is simple, most of these people engage in a transaction without enough knowledge and information.

The best way to make sure you choose the right home is to properly prepare yourself.  The purchase of a home is a tremendous investment, both monetarily and emotionally.  The purpose of this page is to provide you with some tips to help your transaction progress smoothy and result in you being a happy homeowner.

• Get help.  Your home is likely to represent one of the largest investments in your life. In order to make sure the transaction goes smoothly it is of vital importance that you choose the right agent(s) to represent your interests.  The right agent will be someone whose experience and personality makes you comfortable.  You should try to find an agent that is familiar and knowledgeable about the are you plan on moving to.

• Get pre-approved. Do you already know how much home you can afford?  There is nothing more frustrating than looking for a home, finding the perfect one, then discovering it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender, get the paperwork processed so you will be ready to buy once you find your perfect home.

• Avoid major purchases.  In order to determine the amount of home you can afford al lender will use your debt-to-income ration to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt.  If you take on more debt before buiyng a home it will have an impact on the amount of the loan that the lender will finance.

• Sign up for property watch.  Have your Realtor set you up for an automatic email notification service.  In order to make an educated decision you need to know what is available  on the market and the listing prices. You can browse all the active listings from this free service.  Once you have found some homes you like, save the searched property.  Contact your real estate agent right away as the best homes move fast.

• Ask questions.  There is never a question that is not important.  If you have a question regarding the process or the house you are considering, we will do our best to get you the answer you deserve.  Sometimes, we even answer them two or three times when purchasing a home . We understand it is emotional and overwhelming with a lot of information to process in a short period of time.

• Get inspections. We always suggest every buyer obtain inspections.  If you do not have a company you would prefer to hire, we can offer some very good service providers.   The last thing you want to discover after you have purchased a home is that you have a “money-pit”.  Referring to a home full of defects which will end up costing you a lot of money.  Save yourself from future litigation by bringing in licensed inspectors.  If any problems are found on their report, then it is possible to make an informed decision regarding the purchase of your new home.

• If you have any questions we are always just a phone call, text or email away..

• And oh by the way, we are never too busy for your referrals.